Are you going to the United States?

A surfing internship in California, a family road trip to see the Grand Canyon, skiing with friends in the Rockies, a selfie in front of the White House in Washington D.C., a city-rando in the Art Deco quarter in Miami, or a love getaway in New York…
Before flying to the United States, be sure to have a travel insurance in the USA. Without this medical insurance in the United States, your stay in the country of the American Dream could turn into a nightmare! Follow the guide, we’ll explain everything to you.

GET YOUR FREE VISA .

The French authorities strongly recommend taking travel insurance before leaving for the United States.
Our insurance certificates subscribed on our website include the mention “Covid-19 related health coverage”

3 Reasons to Take Travel Insurance United States:

What does our US travel insurance cover?
What are the risks when traveling to the USA?

3 reasons to take a travel insurance before going to the USA?

1- It covers your medical expenses that are very expensive in the United States
Healthcare costs in the US are as high as the famous skyscrapers: 5 to 7 times higher than in France!
As for the prices of medicines in the United States, which are freely fixed by the laboratories, they are exorbitant. Especially those prescribed on prescription: a box of generic antibiotics amoxicillin can cost you up to $45 (about €42.50).

Average prices of medical care in the USA (1)

Visit to a generalist: $100 (about €95)
20 minute consultation in a hospital: $600 (approx. €570)
Emergency Pass: $1,000 (approx. €950) – Excluding medical expenses, medicines, medical staff fees
Hospitalization: $2,000 to $3,000/day (about €1,897 to €2,845 per day) – Excluding other charges
Surgery: from $65 to $170 per minute of surgery (approx. from €62 to €161/min) – Without the fees of the anesthesiologist
Knee radio: $383 (approx. €363)
Blood analysis: $184 (about €175)
(1) Sources: NYC Health + Hospitals / Consulate General of France in New York / The Bellevue Hospital of Ohio – 2023

To RETEN

Getting sick in the United States can literally ruin you!
Without travel insurance, you will have to pay your own invoice for the care received during your stay in the US
Get a non-commitmental quote in seconds to leave safe in the U.S.

2. The authorities strongly advise:

There is no social security agreement covering health insurance between France and the United States.
Therefore, your Vital card will be of no use if you get sick during your stay on the other side of the Atlantic! You may only be partially reimbursed by your health insurance fund and on terms.
For this reason, the Ministry of Foreign Affairs recommends that you “have an assistance contract or insurance covering all medical costs (surgical, hospitalization, etc.) and medical repatriation”.
Without it, you risk not having access to care, even in life emergencies.

Important: under no circumstances can medical expenses incurred in the USA be borne by the French Embassy or Consulate General in the United States.

3- She is at your side in case of unexpected abroad

A good travel insurance does not cover you only in case of a health problem.
It protects you and manages other risks.
It responds present before, during and after your stay.

An event requiring you to cancel your trip or interrupt your stay
Failed flight departure or correspondence
An accident occurred at your home during your trip
An accident, assault or fall requiring repatriation
Theft or loss of your documents (passport, air ticket…) before or during your stay
Damage to or failure to deliver your luggage
Damage caused to a third party during your stay
Problems with American justice…

Why choose AXA’s USA travel insurance?

Our Voyageo short stay insurance (up to 3 months) guarantees you complete protection.
It is proposed according to 3 formulas, adapted to the needs and budgets of each.
It offers the best quality/price ratio (from €10.99*), It is without age limit, without medical examination and can be obtained quickly online.
Its many guarantees cover you from A to Z.

It includes:

24/7 support provided by a team of experts
The coverage of medical expenses abroad with a high ceiling (formula 1: 500,000 euros, formula 2: 700,000 euros and formula 3: 1 million euros)
Repatriation Insurance
Free medical teleconsultation with a French-speaking doctor
Early return: taking care of a return ticket to be in the bed of a loved one

Interruption insurance:

reimbursement of purchased and unconsumed benefits from your stay in case of repatriation or early return
Assistance loss/theft of documents abroad + coverage of duplicate costs of lost or stolen official documents
Search and rescue insurance at sea and in the mountains
Criminal bail advance and dealing with lawyer fees (up to €3,000): a real relief if you encounter problems with U.S. justice
The cancellation insurance of your stay (selon la formule choisie)
Baggage Insurance (selon la formule choisie)
Foreign Private Life Liability Insurance (as chosen) covers you if you accidentally caused harm to others during your stay in the United States
Covid insurance *The price may vary depending on your travel criteria and the number of persons to be insured

Our insurance certificates subscribed on our website include the mention “Covid-19 related health coverage”

Free currency and immediate subscription
What are the dangers of traveling to the USA?
Major health risks in the United States

1- What vaccines for the United States? Keep up-to-date with your usual vaccinations: diphtheria-tetanus-poliomyelitis (DTP) and rubella-eardrum-marrow (ROR) in children. Tuberculosis vaccination is also recommended.

2- The risks of diseases in the US: ORL disorders, pollen allergies, food poisoning, Lyme disease, mosquito-borne diseases, monkey varicella (Monkeypox)…
For more information on prevention, symptoms and treatments: see the Pasteur Institute’s disease leaflets

3- Adventure-related accidents and outdoor experiences: before embarking on the famous John Muir Trail trekking, canyoning or rafting in Colorado, initiating yourself to climbing at Joshua Tree or camping in one of the national parks, take your precautions.
Make a medical check-up before departure, equip yourself properly, follow the weather forecasts and follow the instructions of the professionals (guides and rangers) because these activities are not safe.

Learn how to react if you get sick during your stay in the USA

The main risks to your security in the United States

1- Natural disasters: hurricanes, tornadoes, earthquakes, floods, rains, snowstorms, mega-fire, heat and cold waves, drought…
In the United States, the risk of extreme weather and violent natural events is much higher than in Europe. Due to climate change, it is also increasing.

Did you know? In 2022, the country experienced no less than 18 major disasters that caused the deaths of more than 470 people, according to a report by the U.S. National Oceanic and Atmospheric Agency. (NOAA)

2- Violence, Crime and Crime: The Department of Foreign Affairs ranks the United States among the safest countries in the world.
Nevertheless, the crime rate remains higher than in Europe and “mass shootings have been steadily increasing for 20 years,” as a 20-minute article recalls.
Because of the ubiquity of firearms, crime and conflict can degenerate faster and be deadly. Several large agglomerations and some neighborhoods of U.S. cities are at risk. It is advisable to avoid them or to be vigilant.
For more information: Forbes magazine published, in 2023, the list of the 10 most and least dangerous cities in the United States.

Our advice: Sign up for Ariane.
This free service from the Department of Foreign Affairs allows you to receive notifications and security instructions in the event of a change in the situation on the ground

Risks with American justice
Since no one is supposed to ignore the law, check the laws in force in the United States. Especially in the states you plan to visit. In this way you will avoid any judicial annoyance on site that could lead you directly to the prison cell and in no time!

Some examples to know:

Buying tobacco and alcohol is only permitted from the age of 21
The consumption of alcohol in public spaces (on the street, in parks…) is prohibited
Respect the road rules and speed limits that are not the same as in Europe.
Read the U.S. Driving dossier posted online by the United States Tourism Authority
Driving under influence (alcohol and/or narcotic drugs) is severely punished by law: withdrawal of license, very high fines, imprisonment…
During police checks, always stay calm, be polite, and keep both hands on the steering wheel if you’re in the car. The slightest act of impatience can be interpreted as an aggression and send you, at best, into a cell.
Attention! In order to be released on bail in case of imprisonment, you will be required to pay a substantial sum.
Calm down! Our United States travel insurance includes an advance criminal deposit abroad (up to €15,000) as well as covering the costs of a lawyer (Up to €3,000).

FAQ

Do I need a Covid vaccination certificate to go to the USA?
Covid vaccination proof is no longer required for travellers entering the United States (depuis le 12 mai 2023).
As the conditions of entry may change depending on the evolution of the health situation, we invite you to consult the updated measures on the website of the French Ministry of Foreign Affairs (France Diplomatie) or on that of the State Department of the United States, responsible for international relations.

How much does travel insurance cost to travel to the United States?
The price of international health insurance depends on the duration of the stay and the extent of the guarantees offered. Our United States travel insurance, which is complete and includes Covid coverage, is from €10.99.

Do I need liability insurance to travel to the USA?
Since no one is safe from unintentionally causing physical or intangible damage to a third party during a trip, it is strongly recommended to have an insurance contract with a guarantee Civil Liability Privacy abroad. It takes care of your financial consequences (up to a certain ceiling) and assists you in administrative and legal proceedings.